Haralds Barkāns

Klara - Your entire financial life, finally in one transparent view.

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The personal finance dashboard Europe doesn't have yet. Log in once with eVerify, see everything: pensions, mortgages, investments, child funds. Simulate any decision before you make it. Interactive prototype, looking for real feedback from real users.

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Haralds Barkāns
Hey Product Hunt 👋 I'm a startup management student at Ventspils University. I built this during the BIP/COLOURS Summer School after a lot of conversations about money. The pattern was always the same: nobody actually knows where their money is. Pension in one app. Mortgage in another. A 3rd-pillar contribution set up three years ago and forgotten. Two broker accounts. Net worth? A guess. So I built the dashboard I wished existed. 🇪🇺 eVerify login (EU-wide, mirrors how Smart-ID actually works) 📊 Pensions, mortgages, investments, 3rd pillar, child funds all in one view 🎯 Simulate any decision: refinance, switch pension strategy, project 5/10/20 years 💡 Action Center tells you what to do next This is an interactive prototype, not a live banking integration yet. Three demo personas let you explore different life stages credentials are right on the login page. Start with Marta (370101-10001). What I'd love your help with pick one and tell me: Would you actually use this if it were real? Why / why not? Which module is most useful to you? Which feels useless? What's missing that would make this a no-brainer? Every comment shapes what I build next. Thank you for being here Try it → https://platform-sim.vercel.app/
Naim Azoutar

Do you model country specific tax rules for Klaru?

Haralds Barkāns

@naimz Not yet, the prototype uses generalized EU assumptions so people can explore the logic without country-specific noise.

But country-specific rules (Baltics first, then DE/NL/Nordics) are Phase 1 once I move past prototype.

Which country are you asking from? Helps me prioritize 👀