I've been building a fintech tool for the MENA region, and I made a controversial choice: I built a desktop app.

Everyone told me to build a SaaS. "It's easier to scale," they said. "You can charge subscriptions," they said.

But I couldn't get past one thing: Financial Data Privacy.

As a developer, I know that once data hits a cloud server, "privacy" becomes a policy, not a guarantee. With Local AI (Ollama/Lm studio), we can now do OCR and analysis entirely offline.