<p>I'm Aditya — software engineer by day, indie developer by night.</p>

Hey Product Hunt 👋

I'm Aditya — software engineer by day, indie developer by night.

I built Velzio because I kept hitting the same wall every month: salary comes in, somehow it's mostly gone, no idea where. The small stuff — chai, auto, Swiggy, random recharges — was quietly eating 30–40% of my month without registering.

I tried every expense tracker I could find. Most wanted my bank login or full SMS access. That felt wrong. The ones that didn't need permissions were too clunky to use for more than a week.

So I spent 4 months building exactly what I wanted.

What makes Velzio different:

→ Type "chai 30" or "salary 50000" — it auto-detects category, amount, and whether it's expense or income. 740+ keywords in English & Hindi. No dropdowns, no forms.

→ Ask your money anything — "where did I overspend this week?" gets a plain-English answer from your actual data

→ UPI & bank SMS auto-import — works with HDFC, SBI, ICICI, GPay, PhonePe, Paytm. Nothing logged without your approval.

→ Receipt scanner — point camera at a bill, amount extracted on-device

→ 100% offline. No account. No login. No server. Your data never leaves your phone.

Who it's built for: anyone in India who gets to the end of the month and wonders where their salary went. Students, salaried professionals, freelancers, families.

It's early days — just launched. I'd love honest feedback from this community, good or bad. Every comment genuinely helps.

Try it free on Android 👇

AI Expense Tracker - Velzio

Happy to answer anything about the build (Flutter + SQLite + on-device ML), the NLP training for Indian spending patterns, or the Play Store submission process.