InstaRate is 100% free, universal installment management for ANY shop. Create store, 1-Tap PDF rate list import (Samsung, Apple, Vivo, Oppo, Motorcycles, Appliances catalogs) Branded PDF quotation builder with logo, terms, and custom down payment calculations Multi-store and multi-branch catalog management dashboard Staff login permissions and dealer referral commission tracking Instant 1-click WhatsApp customer order booking flow (No app download required for customers)