Incarneo turns a photo and a short voice sample into realistic AI voiceovers and talking-head videos. Unlike most AI avatar tools, it's built 100% in Europe — hosting, GDPR compliance, and AI Act alignment by design, not bolted on. Teams get shared credit pools, a reusable avatar/voice library, and async GPU processing. No subscription — just prepaid minute packs with volume discounts. Includes an API to embed generation directly into your own apps.