HomeCalc.ca provides free Canadian real estate calculators for buyers, investors, and renters. Tools cover mortgage affordability, land transfer tax (federal + provincial variants), capital gains tax, CCA, and rental ROI. Every calculation is sourced from CMHC, CRA, OSFI, and Bank of Canada public rules — no U.S. assumptions, no sponsored math. Founded March 2026 by Hami Tahm, a Toronto-based builder.