Savings goals with no account, no cloud and no bank connection — everything stays on your iPhone. New in this launch: Smart Add — type "put 5000 into Bali trip" or "spent 40 on groceries" and it files it for you. Parsed on-device by Apple Intelligence, with an offline fallback and an editable confirmation before it saves. Smart Summary compares each goal's real pace to what its deadline needs, so you spot drift in time to fix it. Plus a full Liquid Glass redesign.

Goal Saver Up stands out because it shows how much you can exactly spend guilt-free and it’s free to use only on your device that way your data remains with you. This application allows you to set goals, add expenses to it, manage your recurring expenses and view how they impact your goals. You can add income, see goal progress and money breakdown monthly and daily.