Most freelancers pay for five separate tools: an invoicing app, a quote tool, a time tracker, a CRM and an e-signature service. Together, $60–100 a month. Flowzivo is all five in one tab for $8. Invoices and quotes with correct VAT and multi-currency, clients, time tracking, contracts you and your client sign in the browser, expenses, payment reminders and reports. No watermark on your documents. Export everything, any time. 30 days free, no card.