Flowpay
Payment processing that stops eating your margin
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Jason Sierra

Flowpay - Payment processing that stops eating your margin

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Flowpay is a payment gateway built for businesses processing $50K+/month that have outgrown flat-rate processors like Stripe, Square, and PayPal. Instead of taking a hefty percentage of your revenue forever, Flowpay uses transparent cost-plus pricing: $49.99/month + 20bps above cost. It also includes chargeback management, risk support, recurring billing, and 150+ integrations—so merchants can lower processing costs without creating a migration nightmare. (getflowpay.net)

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Jason Sierra
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We built Flowpay because too many growing businesses are still stuck on flat-rate processors long after it stops making financial sense. What starts as “simple pricing” at lower volume can turn into thousands per month in avoidable fees once a business scales. We wanted to offer a cleaner alternative: transparent cost-plus pricing, a flat monthly fee, real support, chargeback help, risk management, and a migration path that doesn’t turn into a nightmare. Flowpay is built for merchants processing $50K+/month who want to keep more margin without sacrificing infrastructure or support. Would love feedback on three things: Does the positioning feel clear? What would make you trust a processor switch faster? If you’ve used Stripe/Square/PayPal at scale, what frustrated you most?