FIRE Number Calculator
Know your financial independence number in 30 seconds
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Ryan B

FIRE Number Calculator - Know your financial independence number in 30 seconds

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Enter your annual expenses, current savings, monthly contribution, expected return rate, and withdrawal rate — get your FIRE number and exactly how many years until you hit it. Built on the Rule of 25 / safe withdrawal rate framework. No account, no email, no signup. Opens instantly. Inputs: Annual expenses Current savings Monthly contribution Expected annual return (%) Withdrawal rate (3–5%) Output: your FIRE number + years to financial independence at your current savings rate.

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Ryan B
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Hey PH — built this after realising I'd been holding US dividend payers in my TFSA for years and losing 15% of every dividend to IRS withholding with no way to get it back. The guide explains why, and stockscreener.ca is the free lookup tool behind it. Feedback welcome — especially on any edge cases I've missed (CDRs, foreign income trusts, etc.).