FINTDEX
Smart contract escrow for international trade payments
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Mohammed Muzammil

FINTDEX - Smart contract escrow for international trade payments

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Every existing trade payment tool still relies on banks, lawyers, or trust. Fintdex uses none of those. A smart contract holds USDT until both sides confirm delivery. No human can override it. No bank can reverse it. What's unique: → AI reads the Bill of Lading in 8 sec → Live shipment tracking for both sides → Auto fund release on delivery → 0.5% fee vs 3-5% on SWIFT → Code is public — trust math, not us Built for traders, not banks.

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Mohammed Muzammil
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I spent 3 years as an import-export broker watching the same fraud repeat itself. A buyer wires money to a supplier. The supplier disappears. The bank says irreversible. Courts can't cross international borders fast enough to matter. $17 billion disappears from traders this way every year. Not hackers. Just broken infrastructure. The obvious fix: escrow. But the existing options — Letters of Credit — cost $500-2000 to open, take 5 days, and still leave gaps. So I built Fintdex. Smart contract on Polygon. USDT locks until both parties confirm delivery. Our AI verifies the Bill of Lading in 8 seconds (carrier records, port logs, cargo weight, fraud pattern matching). Both parties track the shipment live. Delivery confirmed — funds release in 3 seconds. 0.5% fee. Contract is public on Polygonscan — technical folks can read every line: https://polygonscan.com/address/... I'm a solo founder, 21, built this alone with no funding from India. Ranked #44 on CodeHawks smart contract security (41 findings, 20 High severity). Looking for: feedback on the approach, anyone doing international trade in USDT who wants to test a transaction, and anyone who thinks this is technically wrong — I want to know. Happy to answer everything.