What's the worst "earn money online" scam you've fallen for?

Hey PH community 👋

I'm building EarnIndex — a community-verified directory of legit earning apps with an AI scam checker — and I'd love to hear your stories before we launch.

The "make money online" space is full of apps that promise payouts and never deliver. I've personally lost hours on:

• Survey sites that lock your account right before cashout

• "Watch ads to earn" apps with impossible withdrawal thresholds

• Crypto-faucet scams that disappear overnight

What's the worst one YOU got burned by? I want to make sure our AI scam checker catches patterns like yours.

Also curious: where do you currently go to check if an earning app is legit before signing up? Reddit? YouTube reviews? Just vibes?

Thanks 🙏