Early Access to PactBet - Turn every "I swear I'll do it" into a real bet

Hey Product Hunt 👋 I'm Joey, founder of PactBet. The idea came from my friend Zach. Smartest guy I know, would tell you he's "locking in" on a goal, and three days later vanish. We'd plan dinners he'd cancel 10 minutes before. Gym challenges that died on day two. Group trips that fell apart the week of booking. I kept thinking — if there was real money on the line, would he actually show up? Turns out the behavioral science backs this up. Adding a financial stake makes people 3x more likely to follow through. Loss aversion makes it 6x. HealthyWage and DietBet have proven the model for a decade — but those are solo, not social. Nothing exists for friend groups. So we built it. PactBet lets you and your friends create money-backed pacts on anything — gym, wakeups, plans, group trips, dry months, whatever. Everyone stakes real money. Show up and split the pot. Flake and your money goes to the friends who followed through. Stripe Connect handles the escrow and payouts. We've been live in the App Store for a few months and just crossed 20K paying users. Real friends, real pacts, real money on the line. The reviews honestly read like roasts of our users' flaky friends and I love it. Today we're launching on Product Hunt — would love your feedback, especially on: - The pact creation flow (does it click instantly or are there steps that confused you?) - Use cases we haven't thought of (we keep getting surprised) - What would make you actually invite your group chat? I'm in the comments all day. Roast away. 🤝