Add your debts, pick snowball or avalanche, and see your debt-free date with a budget that funds it. Debby, the built-in AI debt coach, answers questions like "can I afford this?" or "what if I pay $50 more a month?" from your real numbers, and can draw the chart right in the chat. Import a statement to fill in your debts. No bank linking required. iPhone, US and Canada. $9.99/month or $59.99/year, with a 7-day free trial on the annual plan.