ClearLedger360 - Free banker-grade 3-statement financial model builder

Free banker-grade 3-statement financial model builder for accountants and SME founders. Fully linked IS + Balance Sheet + Cash Flow across 24 months. Actuals-anchored forecasting, live CAD/USD FX rates, Canada + USA (CRA/GAAP), custom OpEx lines, seasonality presets, and a 7-page banker-ready PDF export. Built from a real banker request: "We need monthly forecasts with working capital and long-term balance sheet elements." Free. Always. No account required.

Hey Product Hunt! 👋 I'm the maker of ClearLedger360. This started from a real conversation — a banker told a client: "We need 2 years of monthly forecasts with working capital and long-term balance sheet elements." The client had no CFO and no budget for one. So I built a free tool that produces exactly that output — banker-grade, no login, no paywall. What I'm most proud of: → Actuals-anchored mode — enter your real closing numbers and forecast forward from your actual balance sheet → A 7-page PDF that credit officers actually accept → It's genuinely free. Forever. Would love feedback from accountants and bookkeepers — what would make this useful in your daily practice? Try it: clearledger360.com

ClearLedger360 - Free banker-grade 3-statement financial model builder

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