Launching soon: How do you handle crypto volatility and fiat off-ramping?

Hey PH Community! 👋

I'm Candice, part of the team behind CCPayment. We are gearing up for our official Product Hunt launch on July 20th, and I wanted to drop in, share a bit of our journey, and get some early thoughts from this amazing community.

Over the past years, we’ve bootstrapped our way to over 2,000 active merchants with a consistent 15% MoM growth. But getting here made us realize one harsh truth: accepting crypto as a business is still way too hard.

Merchants want the global reach of Web3, but they are absolutely terrified of price volatility and the friction of cross-border fiat settlements. Most existing gateways just give you a basic wallet API and wish you luck.

We wanted to build something enterprise-grade—essentially the financial engine for Web3 commerce. Here is how we are tackling the biggest pain points:

🛡️ Auto-Convert to Stablecoins: We built a balance threshold system that automatically converts volatile crypto into stablecoins to instantly hedge against market crashes.

🏦 Enterprise-Grade Fiat Off-Ramping: We allow merchants to withdraw $2k to $1M USD directly to their corporate bank accounts (supporting both same-name and flexible third-party payouts).

💸 Zero Hidden Fees on Wire Transfers: We strictly use "OUR" SWIFT instructions, meaning the exact amount you settle is the exact amount that arrives—no sneaky middleman bank fees.

🔌 Plug & Play: We also launched a native WooCommerce plugin so e-commerce builders can integrate in minutes.

We are incredibly nervous but excited to show you the full product on Monday!

Before we go live, I’d love to ask the makers and founders here:

If you are building in SaaS, e-commerce, or Web3, what is the biggest friction you face with cross-border payments or crypto right now?

Would love to chat in the comments! 🚀