Hey PH Community!
I'm Candice, part of the team behind CCPayment. We are gearing up for our official Product Hunt launch on July 20th, and I wanted to drop in, share a bit of our journey, and get some early thoughts from this amazing community.
Over the past years, we ve bootstrapped our way to over 2,000 active merchants with a consistent 15% MoM growth. But getting here made us realize one harsh truth: accepting crypto as a business is still way too hard.
Merchants want the global reach of Web3, but they are absolutely terrified of price volatility and the friction of cross-border fiat settlements. Most existing gateways just give you a basic wallet API and wish you luck.
We wanted to build something enterprise-grade essentially the financial engine for Web3 commerce. Here is how we are tackling the biggest pain points:
Auto-Convert to Stablecoins: We built a balance threshold system that automatically converts volatile crypto into stablecoins to instantly hedge against market crashes.
Enterprise-Grade Fiat Off-Ramping: We allow merchants to withdraw $2k to $1M USD directly to their corporate bank accounts (supporting both same-name and flexible third-party payouts).
Zero Hidden Fees on Wire Transfers: We strictly use "OUR" SWIFT instructions, meaning the exact amount you settle is the exact amount that arrives no sneaky middleman bank fees.
Plug & Play: We also launched a native WooCommerce plugin so e-commerce builders can integrate in minutes.
We are incredibly nervous but excited to show you the full product on Monday!
Before we go live, I d love to ask the makers and founders here:
If you are building in SaaS, e-commerce, or Web3, what is the biggest friction you face with cross-border payments or crypto right now?
Would love to chat in the comments!
the 0.2% fee and no chargebacks thing honestly caught my eye, especially for a smaller merchant like me. curious how the fiat settlement actually feels in practice though.
@sadkmdrllo1e Glad the 0.2% fee and no-chargeback setup caught your eye. That fee is designed to support enterprise crypto collection and payout workflows with a more efficient cost structure.
For fiat settlement, we currently support USD off-ramp only, and the minimum per transaction is 2,000 USD. Could you share a bit more about your current business use case? Let's see the potential.
honestly this looks solid, one thing though - would be great if you could add a sandbox mode with pre-loaded test wallets so devs can simulate failed transactions and edge cases before going live. right now testing weird scenarios feels kind of clunky and that would really help with adoption.
@cemraca51348 You're absolutely right. We do have a test mode available, so developers can simulate integration flows before going live.
For new merchants, we also provide onboarding and early-stage business support to help with setup, testing, and launch. In addition, the first USD 5,000 transactions are eligible for fee reimbursement, which can help reduce the cost of early-stage testing and adoption.