Balance
AI-powered money manager and expense tracker
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Balance - AI-powered money manager and expense tracker

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Balance is an AI-powered money manager and expense tracker. Ask "How much did I spend on food this month?" or "What bills are due this week?" by text or voice, and get an answer from your real numbers in seconds. Balance logs spending automatically from bank SMS and payment notifications on Android, scans bills with AI, catches recurring charges and roasts you when you overspend. No bank login, no ads, and your transaction history is never sent to an AI model.

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Hey Product Hunt 👋 I built Balance because every expense tracker I tried made me do the work: log everything, then dig through charts to answer a simple question like "where did my money go this month?" So Balance flips it. It tracks for you (bank SMS and payment notifications on Android, AI bill scanning), and then you just ask: • "How much did I spend on cabs last week?" • "Am I within my budget?" • "Which subscriptions am I paying for?" • "Compare my spending with last month" You can type or talk. Start by voice and it stays hands-free: ask, hear the answer, ask a follow-up, and it remembers the context. A few things I cared about: 🔒 No bank login, ever. SMS is read on your phone and only the amount, merchant and time are saved. 🧠 The AI only works out what you're asking. Your answers are calculated from your own data, and your transactions are never sent to an AI model. 🔥 Roast mode, because a witty nudge works better than a red chart. 🌍 140+ currencies. It's on Android today. I'd love your honest feedback: what's the first question you'd ask your money?