Alnex
AI underwriting for the files AUS won't score
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Alnex - AI underwriting for the files AUS won't score

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Alnex reads loan documents, extracts every figure, and computes DTI, DSCR, LTV & reserves every number cited to its source page. A deterministic engine decides under your thresholds; your underwriter signs off. Built for Non-QM lenders, shops & brokers.

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Hey Product Hunt! 👋 I'm Chinna, founder of Alnex. Every underwriter knows the file AUS won't score: the DSCR investor whose personal DTI is 123% but whose property qualifies anyway. The self-employed borrower with 1,900 pages of bank statements. The retiree living on assets. These files take hours, sometimes days of human reading before anyone can make a call. Alnex takes the reading off your desk. Drop in the documents and it classifies them, extracts every figure as structured line items, and computes DTI, DSCR, LTV and reserves with tested, deterministic calculators, never AI guesses. Click any number and it opens the exact page it came from. A policy engine makes the call under your thresholds, and your underwriter signs off. Zero outcomes are decided by AI. And it's built for the regulated world: Reg B reason codes on declines, a one-click decision record, fair-lending analysis, and a full audit trail on every file. For the PH community: the Basic tier is free. If you're in lending what file type eats the most hours on your desk? Happy to answer anything about the product or building AI for a regulated industry.