Hi Product Hunt 👋 I'm Ivan, the maker of AI Budgie. I built it because every budgeting app I tried wanted the same thing up front: my bank login. I wasn't comfortable handing that over just to see where my money went, and spreadsheets never lasted more than a week. So AI Budgie takes a different approach. You log spending the way you'd text a friend: type "Starbucks yesterday, 5 bucks", in English or Chinese, and the AI drafts the date, amount and category. Nothing is saved until you tap confirm. Prefer not to use AI? Manual entry, budgets per category, plan-vs-actual reports and savings goals are all there too. Three things I care about: 1. Privacy first. No bank connection, no ads, and we never sell your data. 2. Fast enough to keep up. One sentence per purchase, so the budget is still current at the end of the month. 3. Bilingual. The whole app works in English and 中文. Pricing: 30 days free with everything, no card needed. Premium is US$4.99/month (C$6.99 in Canada 🇨🇦) and adds 50 AI messages a day, overspending alerts, bill reminders, CSV import and weekly and monthly email summaries. Upgrade during the trial and you're only charged when the trial ends. 🎁 For Product Hunt: use code PRODUCTHUNT at checkout and your first paid month is free. I'd genuinely love your feedback: what's the first thing you'd want a budgeting app to stop doing? I'll be here all day. Ivan

AI Budgie - Budget by chatting in English or Chinese. No bank login.

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