abacova is a money tracker for individuals and small organizations, built on a double-entry ledger: multi-currency accounts, transactions, budgets, portfolios and reporting. An AI assistant answers questions about your real data, in your own language. Web, iOS, Android. Five languages. Free is a real tier, not a trial: two accounts, 200 transactions a month, ten assistant questions. Core (€3.99/mo) adds automatic categorization and AI recaps; Value (€6.99/mo) adds budgets and portfolio.