The best credit cards in 2024

Using Open Banking technology we offer access to a credit card with relatable and actionable insights to help our customers spend responsibly, avoid bad debt and build better credit.

We started Petal to allow more people to access safe, modern, affordable credit and start building their financial lives. We developed technology to help more people qualify for cards, using bank statements in addition to credit scores.

X1 Card is built from the ground up to transform how you shop and spend. End free trials automatically with auto-expiring virtual cards. Cancel subscription payments in one click. Spend anonymously without disclosing your personal information.