Budgeting

Budgeting unites apps that track spend, plan trips, forecast business cashflow, automate compliance, and power secure banking—built for individuals and SMEs.

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Highest rated budgeting products

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Among top-reviewed budgeting tools, Budget Hound suits individuals seeking streamlined expense tracking and planning with an intuitive mobile flow. For broader money management, Origin combines budgeting with investments, high-yield savings, will creation, and AI guidance. SMEs and freelancers benefit from Qonto, which unifies online banking, invoicing, bookkeeping, and spend controls for real-time financial operations and simplified oversight.

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Accord

Is there an app you use to manage your finances / budget?

18 comments•41 views

6yr ago

Lums

Budgeting apps shouldn't feel like a part-time job

Lums hit #11 organically on Product Hunt yesterday! A massive thank you to everyone who supported us by upvoting, commenting, and downloading the app.

The launch conversations highlighted one thing we ve felt since day one: most budgeting apps ask for way too much effort before giving you any value.

Usually, you download an app and spend the next hour fixing categories, adjusting settings, and correcting transactions. By the time you're "set up," you've already lost the motivation that made you download it in the first place.

@yulia_kuznetsova3 put it perfectly! She said she added her accounts to Lums and it just showed her where her money was going. No fixing things first. Just clarity.
@selina4 shared something similar. After months of bills piling up and small charges slipping by, having everything side-by-side finally made things click.

7 comments•96 views

6mo ago

What are your must-have features in the peronal finance app of yours?!

Hey everybody,

Yigit here! I am developing a personal finance app mainly based on what features I wish an app to have and it is on google play closed test now. Here is a quick summary:
The app's main value proposition is being able to keep track of your expenses 'automatically'. The rationale behind is the fact that in my country banking laws restrict individual's access to open banking apis. That is, you cannot have an API access to your bank to exchange information and keep track of your expenses unless you are corporate. According to my research, this feature is available in US and EU but only with certain restrictions in the latter.

I thought it could be sutaible time to ask the community about their needs about such an app and can guide me a long way before I commit further. Would you be so kind enough to answer below questions? Any replies are appreciated and thanks in advance.

Do you use personal finance app?
Could you please share your the most essential must-have features of the personal finance app of your choise and tell me why?
Under which circumstances would you give another app a try?
What would be the ideal price point for such a service in your perspective?

7 comments•85 views

4mo ago

Volopay

Question to all founders and managers: What tools do you use to manage your business expenses?I'm new to the fintech space and I'd love to know more about some tools/software that help manage business expenses and improve the efficiency of your finance and accounting teams. What tools do you use for: - managing your business expenses - sales, marketing, product expenses, etc - paying for software and other subscriptions - employee reimbursement and claims - accounting automation - travel and miscellaneous expenses Eager to know and learn more from you all. Thanks guys :)

11 comments•73 views

5yr ago

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