Zown is highly praised for its AI-powered home-buying platform, which simplifies the process and offers upfront cashback for down payments. Users appreciate the smooth, supportive experience, with many highlighting the professionalism and responsiveness of the team. The CEO, Rishard, is noted for his transparency and effective communication. Zown's unique model, which includes partnerships with mortgage companies and legal services, is seen as a significant advantage, making homeownership more accessible and affordable, especially for first-time buyers in Canada and the U.S.
Zown
👋 Hey Product Hunt! I’m Rishard, Co-Founder and CEO of Zown.
A few years ago I sold my first house and watched almost my entire down‑payment vanish into commissions — $70K for just a few hours of “work.” I rage‑posted the story on Reddit; it went viral and over 1 million people shouted the same thing: “Someone, please fix this.” So we did.
What Zown Does
Every MLS listing already hides a 3 % buyer‑agent commission
We turn 1.5% of this commission into down payment assistance for homebuyers
How Zown Does This
We unbundle the traditional “super‑agent” into micro‑services:
AI home‑finder
Slack‑style advisor chat
Instant financing
On‑demand showing agents
Tech‑powered negotiation that drafts offers in minutes
Like an assembly line for real estate, Zown splits each step among specialists, lets software handle the rest, pays by task instead of percentage, and passes the saved commission straight to the buyer—delivering faster deals, lower costs, and a human touch exactly where it matters most.
Traction So Far
🇨🇦 Canada pilot: 250+ closings, $300M in real estate transactions
⭐️ 4.9‑star buyer rating and 20 % MoM growth
⚙️ Built by a crazy‑efficient team of ex‑fintech, prop‑tech, and AI engineers who believe closing day should end with a cheque, not a bill.
🇺🇸 Today, we’re launching in California: ground zero for the affordability crisis.
Why We're Here
The PH community questions old fee structures: Stripe for payments, Deel for payroll, and Pluto for corporate cards. Zown is doing that for real estate. If the idea clicks, an up‑vote or question below helps us reach thousands of renters who are one hidden fee away from owning their first home.
Ask me anything about unbundling agents, front‑loading cash, or building a team that moves faster than a hot‑offer deadline. We’re listening and shipping hard. 🚀
- Rishard & the Zown team 💛
Visla
@rishard_rameez2 Wishing you great success - kudos!
@rishard_rameez2 congratulations 💐
@afrajgill and the Zown team are taking down one of the most hated monopolies in the world: Realtors, the MLS, and bs fees.
Fees have been broken for DECADES. This is a way better way of buying a home. Major props to the Zown team.
Zown
@brennanfoo Thanks so much for the shout-out! 🙌 We’re on a mission to dismantle outdated fees and middlemen that make homebuying harder and more expensive. Breaking the monopoly on Realtor commissions and the MLS isn’t just about saving dollars—it’s about giving buyers transparency, choice, and real value. Major thanks for believing in what we’re building! 🚀🏡
Raycast
Smart model — and just in time, seeing as how the real estate industry is fighting back against the $208.5M class action lawsuit they recently lost!
Bringing AI to this process seems like a no-brainer, and just about time.
I don't love the idea of humans losing jobs, but if they've been screwing people over — well, guess they brought the robopocalypse upon themselves! 🤖
Zown
@chrismessina Absolutely! timing couldn’t be better! With the industry facing that $208.5 M verdict, it’s clear the old way wasn’t cutting it. AI lets us streamline the process, cut out the bad actors, and elevate the customer experience.
As for jobs, we see AI as a force multiplier, empowering agents to focus on the human side of buying a home, not replacing them. If anyone’s worried, we’re creating new roles in AI-enabled customer care, data insights, and tech support. The “robopocalypse” might be more of a “robo-assist-opocalypse” —and that’s something we can all get behind! 🤖🏠
There’s no shortage of proptech startups, but few companies are rethinking how real estate actually works. Zown stands out as a team building from first principles with buyers in mind: they are literally reshaping the entire transaction in customer's favor! I've spoken to 10s of their customers and seen customers visibly cry because of how Zown helped a family afford a downpayment earlier than expected. Can’t wait to see this live - keep up the great work team 🚀
Zown
@ashwinl Thank you so much for this incredible shout-out! 🙏 Hearing firsthand how our first-principles approach is genuinely moving families and even bringing them to tears is what motivates every one of us at Zown. We’re beyond excited to bring this live and continue reshaping the home-buying journey in buyers’ favor. Your support means the world, onward and upward! 🚀
Love what Zown is doing to make home ownership more accessible—especially in today’s economy where saving for a traditional down payment can feel impossible. Their mission to break down financial barriers and offer a smarter path to owning a home is exactly what so many people need right now. It’s refreshing to see a solution that puts people first.
Zown
@bilal_khan88 Thank you! That means a lot! 🙏 We believe everyone deserves a fair shot at homeownership, and knowing our approach is resonating makes all the hard work worthwhile. We’re committed to tearing down those financial barriers and guiding buyers along a smarter, more human-centred path. Thanks again for the support—together, we’ll make owning a home not just a dream, but a reality! 🏡✨
I couldn't be more excited for this launch! The home-buying experience has barely evolved in decades. Zown is one of the rare companies addressing affordability and access at the structural level. This team HUSTLES and thrilled to see them grow.
Zown
@katie_stanton Thank you so much! We’re on a mission to tear down the old barriers to homeownership and build something that truly works for today’s buyers. Our team has been grinding every day to make affordability and access a reality, and we can’t wait to share the results with everyone. Here’s to shaking up real estate together! 🚀🏡
When I bought my house back in 2017, I was incredibly annoyed that I had to do all the work while my realtor collected a sweet commission. This is a great model, great product, and if there was a team I’d bet on.. it’s this one!!
Zown
@cullinmcgrath Thank you for sharing! We completely understand the frustration of doing all the work while paying commissions. That’s exactly why we built Zown’s model—to reward homebuyers instead of charging them. We appreciate your confidence in our team!