Rinalance

Manual-first money tracking, no bank connection required

2 followers

Manual-first money tracking, no bank connection required

2 followers

Most finance apps start by asking for your bank login. Rinalance doesn't need one. You enter balances and transactions yourself, so you decide what data exists. Personal, Business, and other accounts stay separate contexts, never blended into one total. Assets, liabilities, debts, subscriptions, and charts across 7 currencies with automatic conversion. Export on both plans. Free plan, no time limit. Premium (€4.99/month) adds budgets, forecasts, and investment performance. No ads.

Free Options

Launch tags:Productivity•Fintech•Personal Finance

Launch Team / Built With

Render Sandboxes: a computer for every agentIsolated compute, persistent state and a real filesystem

Promoted

Vercel

Vercel Day

Which Vercel product did you use? What new capability did it give your team, and how did that shape the product you launched?

Maker

Rinalance runs on Next.js, hosted on Vercel. Every pull request gets its own preview deployment, so changes to balances, pricing, and public pages can be checked on a real URL before they reach production. Vercel Web Analytics gives us cookie-free page views on the public site, with query strings stripped, while the signed-in app sends no analytics at all. For a manual-first finance app that promises not to watch what people enter, that split mattered. Speed Insights measures real load times on the same public pages. Because hosting, domains, and deploys are handled, our time goes into the ledger and the product instead of infrastructure.

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2mo ago

Maker

📌

I built Rinalance because every finance app I tried started by asking for my bank login, and I didn't want to hand that over just to answer a simple question: where does my money actually stand right now? So Rinalance is manual. You type in your balances and transactions. That's more work, and I know it, but it means you decide what financial data exists, and you end up actually knowing your numbers instead of skimming a feed something else categorized for you. Two things I care about more than feature count: Accounts stay separate. Personal, Business, whatever you need, Rinalance never merges them into one blended total. If you freelance, your client income shouldn't quietly disappear into your grocery spending. Multiple currencies. Seven of them, converted automatically. I'm in Croatia and got tired of apps that assume you earn and spend in one currency. What it doesn't do: no bank sync, no file import, no envelope budgeting, and it needs an internet connection. If you want automatic transaction feeds there are better tools, and I'd rather say that up front. The free plan works indefinitely. Happy to answer anything, and I'd genuinely like to know: if you track manually, what made you pick that over automatic sync?

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2mo ago

Maker

Hi Product Hunt, I'm Marko, and I build Rinalance.

I started building it to track my own balances. I wanted the financial side of my life to be structured and easy to follow. Once it worked for me, I made it for everyone.

How Rinalance works:

• You enter balances and records yourself. Nothing connects to your bank.

• Each account (Personal, Business, or anything else) stays a separate financial context.

• Every balance keeps its own currency: EUR, USD, GBP, CHF, JPY, CAD, or AUD.

• Debts in both directions, subscriptions and recurring payments, statistics, and charts.

The Free plan has no time limit and includes unlimited records and full export. Premium is €4.99 a month, VAT included, and adds more accounts, budgets, cash-flow forecasts, investment performance, custom categories, and email reminders.

What it does not do: bank sync, shared household budgets, or native mobile apps. It installs from the browser instead.

I'd like to hear where manual tracking breaks down for you, and what a finance app would need before you trusted it with your numbers.

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2mo ago

Reviews

Hi Product Hunt, I'm Marko, and I build Rinalance.

I started building it to track my own balances. I wanted the financial side of my life to be structured and easy to follow. Once it worked for me, I made it for everyone.

How Rinalance works:

• You enter balances and records yourself. Nothing connects to your bank.

• Each account (Personal, Business, or anything else) stays a separate financial context.

• Every balance keeps its own currency: EUR, USD, GBP, CHF, JPY, CAD, or AUD.

• Debts in both directions, subscriptions and recurring payments, statistics, and charts.

What it does not do: bank sync, shared household budgets, or native mobile apps. It installs from the browser instead.

I'd like to hear where manual tracking breaks down for you, and what a finance app would need before you trusted it with your numbers.