Plural: Online payments infrastructure of the future

Plural is a full-stack online payments entity that provides three solutions to any merchant running an online business - Plural Console (payments orchestration platform), Plural Gateway (flagship payment gateway), and Plural Checkout (mobile SDK).

India merchants are moving online and trusting Pine Labs to achieve that, Plural is a great step in that direction making them grow from start-up sized to mid-sized to large enterprises

Plural will help revolutionize payments in India, It'll definitely help reducing payment time by half using machine learning models. Secured and User-friendly ecosystem of payments here for hassle-free experience with a large number of daily transaction in system which makes it reliable.

Hello fellow hunters, thank you for stopping by to have a look at us :) I’m the head of Business at Plural; my team and I have been working over the last year to create what we believe is the payments infrastructure for the future. Coming from the stable at Pine Labs, which is India’s largest digital payments firm, we handle 1000s of crores of transactions daily and have a legacy to preserve and grow. As the pandemic hit us last year, one thing stood out. Merchants are moving their business to online or multi-channel every day, and we knew, we’ve got to be there to take care of their needs as they change their business models - from start-ups to mid-sized companies to large enterprises. Our merchants love us for the value that we bring as an offline platform. We handle 1000+ transactions per second (TPS). But we needed to provide for much more given the consumption pattern of online commerce; So here’s presenting to you, Pine Labs’ Plural as it stands today. Split across 3 domains – (1) Plural Gateway- an online Payment Gateway that guarantees high conversion and authorization rates, low costs managed through multi-bank acquiring from Day 1 with the ability to accept multiple modes of payments – CC/DC/UPI/ Net Banking/Wallets/Pay by Points/ EMI/BNPL. (2) Plural Console - Our orchestration platform that connects more than 7 PGs (both banks and non-banks) under a single unified dashboard and provides a view of all your transactions, refunds, and settlements over any period. With Console, analyze your transaction declines through our in-depth response code mapping and dynamically route transactions. (3) Plural Checkout – An SDK that allows a mobile app merchant to grow payment success rates through auto-OTP read and customized keyboard for data input. With our SDK, Reduce your customers’ shopping time by reducing clicks with a responsive UI that is easy to comprehend thus reducing payment funnel drop-offs. And all this is available through simple and secure APIs, available on our developer portal. Plural abstracts out the complexity of acquirer/issuer integrations and provides developer-friendly RESTful end-points to accept payments. The platform has been built for scale from Day 1, keeping reliability and security at its core, and extra effort has been put to build a modern cloud-native microservices-based architecture that can serve industry best standards at peak throughput. You can learn more on our developer portal, with access to easy integration guides and other support documentation to help you cruise through your onboarding journey! (www.developer.pluralonline.com/docs) That’s all from us, at Team Plural. Come, sign up at www.pluralonline.com for the future! Happy to answer any questions.

Plural is a really path breaking product among a clutch of other similar offerings. The simplicity in terms of implementing and using the product is impressive. Merchants in India and other regions managing checkouts will surely love this.

India merchants are moving online and trusting Pine Labs to achieve that, Plural is a great step in that direction making them grow from start-up sized to mid-sized to large enterprises