Most finance apps want your banking username and password. We don't ā and we never will. Drop a PDF bank statement and get your net worth, spending breakdown, savings rate, subscription audit, and AI insights in under 60 seconds. Free to start.
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Maker
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Hey Product Hunt! š
I built networth.online after getting burned by a finance app that required my banking credentials. I kept thinking ā my bank already generates a PDF of every transaction. Why does any app need my password?
So I built the alternative: upload a PDF, get your complete financial picture. No account linking. No Plaid. No OAuth to your bank. Just a file.
What it does in under 60 seconds:
Calculates your net worth across all uploaded accounts
Breaks down spending by category (automatically, no manual tagging)
Detects subscriptions and recurring charges you may have forgotten
Calculates your savings rate and benchmarks it
Flags unusual income patterns and upcoming bill clusters
Why PDF-first?
Bank aggregators store a live connection to your account ā meaning they have ongoing access. A PDF is a snapshot. You're in control of exactly what you share and when.
Free to start ā your first statement upload is completely free. Pro is available for multi-month trend analysis.
Works with TD, RBC, CIBC, BMO, Scotiabank, Chase, Wells Fargo, Bank of America, Citi, Capital One, and most major North American banks.
Would love your feedback ā especially if you try it and find something surprising in your own statement. That's always the best part. š
ā Harv