Launching today
Stocks, cash, funds, pension, property and crypto, plus the mortgage and loans, synced read-only into one honest net-worth number. Capital gains matched to your lots, a forecast to the month you could retire, and a database of your own behind it.
Hi Product Hunt š
Krosos started as my own spreadsheet problem: money spread across a broker, banks, exchanges and a flat, and no honest single number for "where am I, actually?"
So Krosos syncs all of it read-only into one number: stocks and ETFs, cash and savings, money-market funds, pension, commodities, valuables, property and crypto, minus the mortgage and loans, in your choice of base currency (EUR, USD, GBP or CHF).
Under the balances sits a full transaction ledger, and that's what makes the rest of it work:
Capital gains matched to the lots you actually bought, with your country's rates and exemptions applied (presets for Belgium, France and Germany), every figure traceable
A forecast that runs decades out on income, spending, pensions, taxes and market swings, down to the month you could stop working
Rebalancing alerts when your mix drifts from the target you set
A review queue for imports, so nothing reaches your books unapproved
A weekly digest, a Telegram bot, and an API with read-only tokens, so your AI assistant can answer from your real numbers
Household sharing, so a partner signs in with their own account on the same ledger
And the part I get asked about most: every customer gets their own database and their own encryption keys, hosted in the EU. Connections are read-only, so it can see balances but never move money. If you leave, you export everything and the database and its backups are deleted. Or skip the hosting entirely: the desktop app runs the whole product on your own machine.
Try the demo without signing up: demo.krosos.com
ā¬6/mo or ā¬60/yr, 14-day trial. The first 100 customers lock 50% off for life (ā¬3/mo or ā¬30/yr), code FOUNDING100.
I'll be here all day. Ask me anything, especially the skeptical questions.