Launching today

IndepAI - Find Your Fastest FIRE

Launching today

Find where you can retire fastest across 11,400 cities

17 followers

Find where you can retire fastest across 11,400 cities

17 followers

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Financial planning

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Startup financial planning

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Travel Planning

Your FIRE date depends on where you live. IndepAI ranks 11,400+ cities using your income, spending, savings, and net worth to show where you reach financial independence fastest. Compare cost, tax, visas, internet, and safety; track your FI Score and portfolio; get AI next steps; or use 13 free no-signup calculators. Free to start. No card or bank connection required.

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Launch tags:Fintech•Travel•Personal Finance

Launch Team / Built With

Framer AI AgentsDesign and publish professional sites with AI

Promoted

Maker

📌

Hey Product Hunt 👋 I’m Michał, a solo builder from Kraków, Poland. IndepAI started with a spreadsheet I kept rebuilding: If I earned the same income but lived in Da Nang instead of Kraków, how many years would that take off my path to financial independence? Most FIRE calculators assume your location never changes. Cost-of-living sites tell you what a city costs, but not what that cost does to your future. I built IndepAI to connect those two things. What’s live today: 🌍 Personalized FI comparisons across 11,400+ cities 📍 An FI Score and city rankings based on your income, spending, savings, and net worth 🧮 13 free calculators with no signup, including FI, Coast, Barista, Lean and Fat FIRE, geo-arbitrage, tax, currency risk, and after-tax withdrawals 🤖 AI next steps, portfolio tracking, and tax and visa context You can start for free. No credit card or bank connection required. The hardest part of building this has been making complicated financial assumptions useful without pretending they are perfectly precise. I’d especially appreciate brutally honest feedback on: 1. Whether the city comparison feels trustworthy 2. Whether the FI impact is explained clearly 3. What information you would need before seriously considering another city And let’s try a launch-day experiment: Drop two cities you would consider living in, and I’ll run a sample comparison in the replies. What city would you test first?

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1d ago

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p/indepai

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1d ago

How much would changing cities move your FIRE date?

I kept rebuilding the same spreadsheet to answer one question:

If I kept the same income and savings rate but lived somewhere else, how many years could that remove from my path to financial independence?
I lived in Bali for a long time earning money from abroad to speed up my FIRE date and I tought that I can create a software to do it, motivate other people to take care about their retirement.

Most FIRE calculators treat your location and living costs as fixed. Cost-of-living platforms compare cities, but they rarely show what those differences do to your actual FI timeline.

That led me to build IndepAI, which compares more than 11,400 cities using your income, spending, savings, and net worth.

p/indepai

•

1d ago

How much could changing cities move your FIRE date?

I kept rebuilding the same spreadsheet to answer one question:

If I kept the same income, savings rate, and portfolio but lived somewhere else, how many years could that remove from my path to financial independence?

Most FIRE calculators treat location as fixed. Cost-of-living platforms compare cities, but they rarely show what those differences do to your actual FI timeline.

That is the problem I built IndepAI to explore. It combines personal financial inputs with data from more than 11,400 cities to estimate where someone could reach financial independence faster.

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