Hey Product Hunt! 👋 I'm Cosmas, the maker of Fedha.io. I built this because I couldn't find a personal finance app that understood how money actually moves in East Africa across M-Pesa, bank accounts, cash, and mobile wallets simultaneously. The thing I'm most proud of is the Financial Health Score; it's not just a number. It scores you across four real dimensions: savings rate, budget discipline, debt-to-asset ratio, and goal progress. If your Salary budget is showing TZS 0 spent, it'll actually tell you why and help you fix it. 😄 A few things that make Fedha different: Transfer fees (makato) are tracked automatically; your balance is always exact Budgets only show expense categories; no more "Salary" budget showing zero Account sharing: you can share wallets with family members with role-based access The AI advisor knows your actual transaction history, not just generic tips We're live at fedha.io: 7-day free trial, no card required. Happy to answer anything! 🙏

Fedha.io

Your money, engineered. Built for East Africa.

Your money, engineered. Built for East Africa.