Embr
Plan your path to debt freedom
83 followers
Plan your path to debt freedom
83 followers
Visualize your debt payoff journey with satisfying burn animations. Plan payment schedules, track progress, and achieve debt freedom with complete privacy.
83 followers
83 followers
Enter Space
Love how clearly this visualizes progress the burn-down style animations make something stressful like debt feel tangible and motivating. The privacy-first angle is also a big plus, especially for financial data. Interested on how users typically use this day-to-day: quick check-ins vs more detailed planning sessions?
Enter Space
@syed_hassan9 Because my app does not track users at all I don't have immediate insight on how they typically use Embr, however I know when I used it personally I would use it alongside my budget planning around each pay period and for encouragement to continue focusing on debt freedom. It worked well for me and the planning ability is super helpful to know projections of when different debts can be paid off entirely.
@blaineam That makes a lot of sense. The fact that you can reason about usage from your own behavior says a lot about the product’s clarity. Pairing it with pay-period budgeting and using it as encouragement over time feels like the right mental model especially when projections make the “end state” visible instead of abstract. The privacy-first choice fits that trust loop really well.
Congrats Blaine! 🎉 The concept of using 'burning animations' to visualize debt payoff is such a smart psychological hook. Debt can feel so heavy, so adding that tactile, visual satisfaction to the payments is a great way to keep motivation high.
It reminds me of the 'Snowball Method' logic—momentum is everything. Quick question: Does the app allow us to simulate different payoff scenarios (e.g., 'what if I add an extra $50 this month?') to see how it speeds up the burn? Upvoted!
Enter Space
@elevenapril Agreed, Momentum is very important, thanks for the shout out. To answer your question, yes. The app is designed to encourage you to pay a little extra regularly so you can see the impact that will have on how much sooner you can achieve freedom from debts. It does this by plotting 2 different lines on the chart. one shows just paying minimums and the other shows a strategy similar to the "Snowball Method" factoring in your extra payment you're committing to. Updating the extra payment amount will update the payoff dates and charts in real time so you can quickly and easily tune it until you find what works best for you.
Better not to be a debtor ;)