Hey Product Hunt 👋 I'm Nico — I built Ember because me and my girlfriend split bills and I couldn't find a single app that could tell me what my actual share was. Everything just showed household totals. So I spent six months of evenings fixing that. The core feature: set your percentage on each transaction individually. Mortgage 50%, car finance 100% mine, her subscriptions 0%. Every total you see is your money only. It also has savings projections up to 20 years with compound interest, a UK take-home pay calculator with 2025/26 tax rates, a spending money tracker, and 5 themes because I wanted something that actually looks good enough to open every day. It's a PWA so it installs on your phone like a native app — no App Store, no Play Store. Currently invite-only for UK users. Happy to answer anything — especially curious if anyone else has hit the same problem with tracking shared finances.

EMBER Budgeting App

UK budgeting app that actually splits bills with a partner

UK budgeting app that actually splits bills with a partner