DebtLetter will help you automatically draft and mail a tracked demand letter that will make debt collectors stop harassing you. The letter works by triggering powerful debt collection laws. This is the first step a lawyer would take to help their client. โ๏ธ๐
Congrats to the Juris team for launching DebtSettle! I cant think of a team more qualified to tackle the pesky problem of debt collectors. Whats next in the product pipeline?
@mattmayberry Thanks! Well, first off, we'd love to hear any ideas out of the PH crew for the next type of dispute we take on!
But, weโre also working on tools to help with trademark and copyright enforcement, landlord/tenant disputes, and building out the pro versions of everything to help lawyers and counselors mow through more disputes as well. (More on all the broader stuff at https://getjuris.com)
@mattmayberry We really really wanted to build something to make 83(b) filings more quick and easy. But legal best practice there requires a wet signature, so unless you want someone from our team showing up at your office...
@mattmayberry@thekerp This wet signature problem would be a good challenge for Tusk Venture ( @yrechtman ) or Trust Ventures ( @salenchuri ). What do you think guys? Would it be nice to have robots take care of your next 83(b)?
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@mattmayberry@thekerp Can't wait to hear more about the landlord/tenant disputes tools in the future. I bet it will be invaluable in urban centers where these problems run rampant, such as New York City!
@tim_chen4 Thanks! Yeah, so it depends on what you say in your letter. If you're disputing the debt, there's a good chance the collector will give up on collecting because they lack sufficient evidence/they don't want to bother. Even if you don't dispute the debt, there's a chance this happens. Collectors don't like dealing with people who know and protect their rights! If the collector does respond, there are a few different routes to take, and we can help you figure out the best one.
Hi fellow Hunters ๐
I'm Adam, co-founder of Juris. After years of lurking about here I'm pretty excited to launch something!
Juris is a team of lawyers and technologists building the next evolution of dispute resolution and legal tools. We think an important part of this is building accessible and affordable self-help tools like DebtSettle to empower people to take action on their own.
Debt collection harassment is a huge problem in the United States. Last year 40 million people said they were contacted about a debt they didn't owe. And 1 in 3 people have a debt "in collection," meaning someone other than the original issuer is trying to collect. In this case there are very specific laws about how those collectors are allowed to behave.
Our letter triggers these laws, and our delivery tracking provides you with the evidence trail you'll need to take further action if collectors continue to break them.
Check it out. We'd love any feedback, and I'm happy to answer any questions here.
Adam
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@thekerp you can do it yourself. Go to ftc.gov and they're is a pre draft letter you can use. Don't let this company take advantage of you
Yep! Actually, youโre right that you can do it yourself (as you may have even learned from our site.) Thatโs how we know this works. Butโฆ per their reports, people still arenโt doing it. So, weโve made it even easier with our online interview, and while we were at it weโve took care to write a letter that leans on a few extra things from the law that their draft leaves out, making ours even stronger. The interview also lets us customize the letter more carefully to each userโs case, and empower them with information as they go. When you run the time and money math on going to the post office to mail a certified letter like everyone really should (Cost: $4-5), we think our price is more than reasonable and accessible.
This is incredible - I can't imagine how many people could benefit from this platform. Debt collectors prey on marginalized groups that often don't have access to lawyers and can't afford legal fees, great to see a team out there putting power back in their hands. Also excited to finally see some innovation in the legal space - if the Juris team keeps this up there will be a lot of unemployed lawyers out there! (maybe they can use a Juris platform to get rid of their student loans..)
@joshua_kameel Thanks for the support! Exactly what we're going for, the helping people, that is, not the unemployed lawyers. Since this is a step lawyers would take anyway we've already working on a pro version that lawyers can use to send letter on behalf of clients. We want pros to amplify their impact by spending their time on more important things than drafting letters and taking them to the post office.
Also, it's worth mentioning that the Consumer Financial Protection Bureau has recently proposed a rule change to allow collectors contact people via text and email (they're currently limited to phone and regular mail.) If this passes (which it looks like it will) the problem is only going to get much worse.
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@thekerp That sounds absolutely terrible. Thank you for helping people fight against debt collectors. They are some of the worst semi-legal predators out there.
@petergyrgy1 Thank you for the support! We built DebtSettle to try to level the playing field. "Semi-legal" is a great way to say it. It's legal to pursue collection of a debt, but the protections for debtors built into the same law all require a proactive response. We want to make sure people know they have rights, and make it easy to take action.
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What a great problem to tackle - easy to use self-help tools can really go a long way to help someone feel a bit more in control in an overwhelming debt situation. Hope to see this flourish!
@sanaa_himani Thank you! Our goal is absolutely to build tools to empower the people who need the most help and who are in some of the most overwhelming situation. The access to justice gap is pretty big, but we think simple digital tools for both consumers and professionals can go a really long way.
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