Hi Product Hunt! 👋I'm Adam - I spent 9 years at National Debt Relief and personally settled $43,000 in credit card debt. I built this tool because I watched thousands of people make the wrong choice about debt relief - not because they were irresponsible, but because the industry is designed to steer you toward whatever option makes the company money. DebtConsolidationApp does something simple: you answer 8 questions about your debt, income, and credit score, and the AI ranks all five debt relief options - consolidation loan, balance transfer, DMP, settlement, and bankruptcy - by what actually fits your situation. No email. No sales call. No upsell. Free. The timing feels right: 13% of all US credit card balances are now 90+ days delinquent — the highest rate since the Great Recession. More people need honest, personalized guidance than ever. Happy to answer any questions about how the recommendation engine works, the debt relief industry, or anything else. Try it and let me know what you think.

Debt Consolidation App

Find your best path out of debt — free, in 60 seconds

Find your best path out of debt — free, in 60 seconds