Crendly is a peer-to-peer lending platform that matches borrowers and lenders based on character and essential data. Borrowers can choose the interest rate they want to borrow at, and lenders can choose how much interest they want to earn.
This is a laudable initiative out of Africa. Crendly is poised to truly break the barriers to accessing credit in Nigeria.
As a lender on the platform, the loans I gave out to total strangers were repaid which is a surprise to be honest.
The KYC process is long which was initially discouraging for me but then I see the value and now appreciate the need for thorough due diligence on the platform. Well done to the team!!!
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Crendly