Hi Product Hunt. I made this because I didn't want to hand another app my bank login. Every budgeting app I tried connects through open banking or Plaid. That means my credentials and every transaction I've ever made sitting on someone else's server. Didn't fancy that just to find out how much I spend on lunch. So Budgetese reads the statement PDF instead. The same one you can already download from your bank. It parses it on your phone, sorts the transactions, picks out your subscriptions and recurring bills. No account, no server. The app makes no network calls at all. Most of the work went into the parser. Bank PDFs are a mess. Every bank formats them differently, some don't label credits at all, and it's easy to read a debit as a credit and never notice because the number just looks like a number. So it works out the columns from where the text physically sits on the page, then checks its own totals against the ones printed on the statement. If they don't match it tells you instead of showing you something wrong. Works on HSBC, Monzo, Barclays, Amex, Monese and HDFC so far. Free, iPhone only, no IAP. If it can't read your bank's statement, tell me. That's the most useful thing anyone can send me right now.

Budgeting

Budgeting that reads your statement, not your bank login

Budgeting that reads your statement, not your bank login