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Uber Credit Card

Cash back, Uber credits, and more 💳

#4 Product of the DayOctober 25, 2017

The Uber Credit Card offers:

🍽 4% back on dining

✈️ 3% back on hotel and air fair

🖥 2% for online purchases

😻 1% back on everything else

There's no annual fee. Also earn $100 after spending $500 on purchases in the first 90 days.

Featured 3 years ago

discussion

Would you recommend this product?

29 Reviews4.1/5

Hunter

Marketing @ MainStreet

Uber is getting into the credit card industry, offering a competitive 4% back on restaurants/dining, 3% on travel, 2% on ecommerce, and 1% overall cash back. This is an impressive offer (most cards max out at 2-3%, and I only know of a single AMEX card that has offered more than 4% on restaurants - and that was just for a special promo). Incredibly excited for this. Already set my calendar.

Adam DePasquaFounder of To Eat List

@nickabouzeid I'm a CC nerd. This is quite exciting and blows away cards at no annual fee rates. 💳

@nickabouzeid With the Chase Sapphire Reserve you get 3x points on Travel AND Dining and those points can be redeemed for 1.5¢/pt. So you get 4.5% cash back on Dining + Travel and 1.5% cash back on everything else. Uber card is only better on e-commerce (which if you're spending that much online, it's probably on Amazon and you should get the 5% cash back Amazon card).

@chris_hutchins sure but for average person who doesn't want to spend $450 on CSR then this is a great card. Personally I won't be applying for this as I have the CSR.

Hunter

Marketing @ MainStreet

@chris_hutchins Quynh hit the nail on the head: the Uber card doesn't include the annual $450 fee, which probably makes this a better investment overall for most spenders. Seems like a simple enough Google Doc to build though! (maybe a fun weekend project 🤔)

Product Design @ FB

@nickabouzeid @chris_hutchins +1 Amazon Visa was awesome at 3% cash back, but ever since 5% w/ no annual fee, for me and my family, it's THE card to have.

Tiago DuarteFront-end Developer

"This offer is available only to applicants who are residents of the United States, with the exception of Puerto Rico and the US territories" 😢 Is there a EU-valid credit card that comes anywhere close to this?

Mihai AncaPayments Engineer at Coinbase

@hellotiago No. EU capped the interchange fee to 0.3%, not much left so that banks can afford to give out rewards. So on the upside merchants will have to pay much less for card processing.

Founder/CEO, Capiche

As always, The Points Guy has the best pros/cons breakdown on this: https://thepointsguy.com/2017/10...

Yefim Vedernikoff

SWE, Google

The 4% back on dining is appealing but I still don't think it rivals the Amazon card that gets you a whopping 5% back on Amazon purchases 😍

Kevin ClaylandMobile UI/UX Designer at Birst

@yefim True. I was considering getting this card until I realized most of my purchases are on amazon. theres no way I could eat out at the rate I buy things on amazon.

Hunter

Marketing @ MainStreet

@yefim The trick is... why can't you get both?

Co-founder & Design Lead @SlidesUp

@yefim @nickabouzeid setting up the rotation is key. For me, having 3-4 cards for specific purposes works. Beyond that, it would get confusing!

Hunter

Marketing @ MainStreet

@yefim @kunalslab I won't tell you how many cards are in my wallet then... 🤔

Co-founder & Design Lead @SlidesUp

@yefim @nickabouzeid I should have clarified. 3-4 regularly in the rotation! I have a bunch of one off cards that I'll use sparingly, like JetBlue for JetBlue purchases only. I just don't keep them all in my wallet 🙂

Building robots @ FTC

The phone insurance on this seems amazing. $25 deductibles, and it covers up to $600 in damage per incident. A lot of people are going to feel comfortable going caseless now.

So nobody really cares that this is just a data grab by a company that has a history of not being good Keepers of there data? OK

Lasers handler

Interesting! To me personally, the most exciting part is the "No Foreign Transaction Fees On Purchases Outside the U.S." However I wonder if that means I can travel to Australia and not feel bad every time I use the credit card?

Justin LamPM@MSFT - Bottle Flip 2k16 Creator

@orliesaurus If it's anything like the Amazon Visa credit card, then yes. As a Canadian who makes a lot of USD purchases, no foreign transaction fees is a godsend.

ArunHappiness Engineer, Automattic

@orliesaurus exactly.

𝔻𝕒𝕪𝕝𝕖𝕟 𝕊𝕒𝕨𝕔𝕙𝕦𝕜

𝒮𝓉𝓊𝒹ℯ𝓃𝓉 𝒶𝓃𝒹 𝒲𝒾𝓀𝒾𝓅ℯ𝒹𝒾𝒶𝓃 𝒾𝓃 𝒱𝒶𝓃𝒸ℴ𝓊𝓋ℯ𝓇

@orliesaurus @justinonthelam Has Chase announced that they will discontinue the Amazon.ca credit card? I know the card is no longer open for applications, just wondering if they are keeping it for current customers.

Justin LamPM@MSFT - Bottle Flip 2k16 Creator

@orliesaurus @askdaylen Hey sorry for the late reply. I haven't heard anything about the credit card being discontinued, and I'm really hoping it stays that way.

Mike BarwickA builder of things.

Cool. But my question is - why!?

Product Builder

@mikebarwick1 data

Marketing at Iris Health

Interesting! Will this be US only?

Yefim Vedernikoff

SWE, Google

@mattiheubner looks like it.

ArunHappiness Engineer, Automattic

@mattiheubner that's the case for now. Will likely expand based on challenges involved.

Sambruce Joseph

Product Designer

@mattiheubner Everything nice always starts rolling in US first

Daniel Jörgdigital strategist

@mattiheubner @sambrucejoseph yeah, unfortunately. I need to get more patient :)

Sven van der Zee

Founder Orderli & PlayStudio Apps

It's cool, but I don't like credit cards