Qonto

The neobank for SMEs and freelancers

The ideal banking alternative for freelancers, startups and SMEs, in replacement or in addition to your business banking account. 100% online and real time banking with great customer support.
Discussion
Would you recommend this product?
10 Reviews5.0/5

I've been a user for a year now. Their support is fast to respond, their offer is nice. So far, I'm happy with them!

Pros:

- All is done online - Fast. The paiements quickly appears in the interface

Cons:

- No paper handled (Like checks)

It's a really great app, I wished that they can extends their offer to be more relevant for big company that need also solution to invest their cash surplus

Pros:

Everything online, great support, competitive pricing

Cons:

- My Quonto mastercard is rejected in a lot of places, while other mastercard work

Every month I see people launch another hyperlocal banking app only available in the 3 countries where every one of the 9452 banking apps are available. Do we really need more of these in UK and neighbors? Still waiting for things like this start launching in i.e. Asia, Australia, etc
@rdev it's more of a business account only bank, and it comes from France where there are not much online banks tackling this, so actually it's a good thing :D
@rdev There are a few fintech coming up in India and rest of Asia (Thailand, etc) too, but the base for the operations are indigenous payments platforms (e.g. UPI in India, Thai QR, etc). Many banks, DBS for example have mobile only banking account apps similar to Revolut, etc. PayTM is a great example, that has managed to integrate and offer almost everything anybody can need. Merchants get a full fledged payment gateway (no transaction fee upto INR 50k/month) for processing creditcard/debitcard/bank transfers, app based business account management, point of sales app, etc.

We have been using Qonto for our startup and very happy with it.

Pros:

100% online, hassle-free registration, built in book keeping and other solutions.

Cons:

None so far except many might find the pricing bit high.

Waiting for iOS 13 Suppport, but great client service and can only recommend