Lance

Self-driving mobile banking for freelancers

26 followers

Self-driving mobile banking for freelancers

26 followers

•

•

Lance is the business account that puts your money on autopilot. Set your stacks, and watch your income get auto-allocated toward salary, savings, taxes, and expenses — just how you want. Best part? Lance pays your taxes (to the IRS), and your salary (to you).

Free

Launch tags:Productivity•Freelance•Fintech

Launch Team

Tines The single, secure environment for agents, apps, and automations.

Promoted

Sequence

Maker

Big thanks to @benln for hunting us! 👋 What's up, PH?! We’re Lance — the self-driving business checking account for freelancers. Many moons ago, we Lance founders were all freelancers. But with the glamour of freedom and flexibility came... total lack of financial clarity. How much of our money was actually ours, and how much was for taxes? How much should we be saving, and how much should we be spending? We were in the dark, struggling with budgeting and cash-flow. Even the best CPAs didn't solve the problem. The freelancer's status quo, to be blunt, kinda sucked. So we built Lance. Here's how it works: 1. Route your income to your Lance account. 2. Set your allocation preferences. Now, every time you get paid, Lance auto-budgets your money across your main balance (or, business expenses) and a few stacks. (AKA subaccounts.) Stacks now include taxes, salary, and savings. 3. Lance calculates, withholds, and pays your quarterly taxes to the IRS out of your taxes stack. 4. Lance auto-deposits your salary into your personal bank account every two weeks. That's it. Basic bookkeeping, accounting and taxes — done. Welcome to the world of financially responsible self-employment, you thriving freelancer you. *****Discovered Lance here on PH? Try a free month of Lance Pro.******* What do you guys think? What other features should we create? The four of us are here to answer questions all day! 👨‍💻👨‍💻👨‍💻 👩‍💻

Report

5yr ago

@benln @gilad_uziely : Brilliant use case, this is going to empower so many freelancers 🙌🏼 More power to the creator economy 🌟 Congrats on the launch here!

Report

5yr ago

Lance

Maker

@saascoach Thanks - appreciate it!

Report

5yr ago

teQatlas

@benln @gilad_uziely sharing payment with friends)

Report

5yr ago

@benln @gilad_uziely @saascoach my card was locked and I can’t get ahold of any customer service except through the app and they won’t help. You guys locked it. Not visa. Not blue ridge bank. I’ve spoke with everyone and it falls on lance bank. All because you thought I had fraudulent charges and didn’t.

Report

5yr ago

Looks pretty cool, can you link any bank account from any bank, or do you have to follow a certain set of rules? (geographic location, particular banks, particular currency...)

Report

5yr ago

Maker

@rubenwolff Hi Ruben, thanks for the support! Yep, you can link any US bank account. Are you located in the US?

Report

5yr ago

@tom_reuveni unfortunately not anymore, I live in Europe now

Report

5yr ago

Maker

@rubenwolff Nice. Hopefully we'll be expanding there in the near future.

Report

5yr ago

Sessions

You are extending a much needed helping hand! Congratulations! Is there any limitation on who can open an account based on country?

Report

5yr ago

Sequence

Maker

@ionut_anisia Thanks! At the moment Lance is available only for US citizens. Where are you based?

Report

5yr ago

Sessions

@gilad_uziely in Romania

Report

5yr ago

TemplateShake

Great idea ! What about connection to another bank accounts ? Wish you best luck and waiting for opening in anther countries

Report

5yr ago

Maker

@new_user_314d21aa31 Thanks! What kind of connection did you have in mind?

Report

5yr ago

Sequence

Maker

@new_user_314d21aa31 check this out: https://support.lancebank.co/sup...

Report

5yr ago

Cecilia.ai

I really believe in this company. Would totally invest my time and energy in the team behind this solving this huge challenge and so much room to grow. Also great for the creators economy. cc: @alexisohanian

Report

5yr ago

Sequence

Maker

@alexisohanian @nirkouris Nir - Thank you for your friendship and all the support! Really appreciate the kind words.

Report

5yr ago

Cecilia.ai

@alexisohanian @gilad_uziely This will help boost the Creative Economy and financial freedom. Respect to you and all the team! Lets find time to talk I want to support this.

Report

5yr ago

Sequence

Maker

@alexisohanian - Would love to connect and tell you more about Lance. What's the best way to set up some time with you? *I am on gilad@lance.app

Report

5yr ago

Selina

Current user here, and HUGE fan of this product. 👏👏👏 It’s completely changed my mindset around money management, and the team behind it is absolutely stellar. Already recommended this product to loads of friends. Go Lance!!! 🎉✨🕺🏼

Report

5yr ago

Maker

@elyawp 😭 THANK YOU, ELYA! We're huge fans of YOU. Thanks for being our cheerleader!

Report

5yr ago

Sequence

Maker

@elyawp ❤️🙌🏻❤️🙌🏻 We are lucky to have you as a user from the very early days. Thank you!

Report

5yr ago

identid.me

Traditional banks are becoming more and more obsolete, I'm sure things will go great for you. 💪 Congratulations for the idea and for the launch!

Report

5yr ago

Maker

@copybycarmen Thank you so much Carmen!

Report

5yr ago

Maker

@copybycarmen Are you a freelancer?

Report

5yr ago

identid.me

@tom_reuveni I am :)

Report

5yr ago

Maker

@copybycarmen Nice! We'd really love to hear what you think -- feel free to hit us up, and you'll get a free month of Lance Pro (💯) if you click the link on product hunt :)

Report

5yr ago

identid.me

@tom_reuveni Thanks 😍

Report

5yr ago

1 2 3

•••

Reviews