Cushion

Your bank & credit card fees, refunded

4.7/5
About

Get back money wasted on bank fees & credit card interest.

Cushion is currently in Private Beta. Our bot (Fee Fighter) is successfully waiving all kinds of costly bank fees for our users: ATM fees, late fees, wire fees, overdraft fees, credit card interest charges, and more 💰

18 Reviews
Lyle McKeany
Kelton Lynn
Jot Dhaliwal
 +32 reviews
  • Faisal Al-Khalidi
    Faisal Al-KhalidiHead of Growth, Founding Team @ CarDash
    Pros: 

    Low effort way to get cash back

    Cons: 

    None

    Used Cushion a few months ago when it was still in early beta. The onboarding process was simple and easy. The bot interactions made it easy to respond with a few words and a quick login with my bank account gave them all I need. Within a few hours I got a message letting me know I got cash back.

    Faisal Al-Khalidi has used this product for one month.
  • Tom Uebel
    Tom UebelBuilding something new
    Pros: 

    Big fan of Cushion - it just does its job and stays out of your way when there isn’t money to be reclaimed.

    Cons: 

    None

    I've been on the beta for awhile and it's gotten me back ~$100 two separate times and hasn't needlessly nagged me when there weren't any fees to be refunded. I’ve gotten pretty good at credit card/travel hacking over the past few years and grown a strong distaste for the myriad ways banks try to trick people, so I love products like these.

    Even with a decent understanding of how all these things work, I was under the impression that wire fees were just a fact of life and non-refundable, so it was an awesome surprise when Cushion got several $25 wire fees back for me. A lot of people in tech are prime customers that banks want to keep happy, so you'll probably be surprised how often your bank will cave to the Cushion bot's persuasive powers :)

    Tom Uebel has used this product for one year.
  • Nawar Nory
    Nawar NoryNextPlay Co-Founder
    Pros: 

    Concierge bot, innovative idea

    Cons: 

    -----

    I've seen the team of cushion working on this problem and building the complex technology behind it, leveraging every knowledge out there and diving deep into security, machine learning and data nuances just to make sure the solution as efficient as possible and work as expected. I'm glad it is paying off now and we get to see the chat bot magically fights off our bank fees.

    Nawar Nory has used this product for one year.
  • Paige Sandhu
    Paige SandhuGrowth Marketer, ex Designer @IBMWatson
    Pros: 

    fights hidden fees, constantly checks for hidden fees, all done through Facebook Messenger

    Cons: 

    waiting on that bank account connection! :)

    I'm incredibly cautious when it comes to apps/services connecting with my bank and credit cards (my father's owned an ATM hardware and SaaS company for 30+ years). However, when I saw the ads for Cushion on Facebook, I had to try it out. Student loans, multiple moves around the Bay Area, and a couple credit cards later, I knew I had some random interest charges hidden throughout my history.

    I got access to their beta back in January and connected Cushion to my least used Chase card to test it out. Onboarding was a breeze, and before I knew it, Cushion was already fighting $37 in fees! I didn't even know about those fees!

    So far, I've connected it with the rest of my Chase accounts, and looking forward to when I can connect Cushion to my actual bank account to fight overdraft charges (darn you, BofA)!

    Paige Sandhu has used this product for one month.
  • Sebastian Heyneman
    Sebastian HeynemanProduct Analyst
    Pros: 

    Passive solution to driving down bank fees

    Cons: 

    I'm hesitant on tools that access sensitive data without charging me

    This is a great group of people working on a solution to a problem that plagues folks all over the place. Simple process to connect your bank and an even easier process to start saving money on fees. Give it a try!

    Sebastian Heyneman has used this product for one day.
  • Can Ipekci
    Can IpekciProduct Manager
    Pros: 

    It got back a nice chunk of cash for me (over $150 by now I belive)

    Cons: 

    Needs more banks

    At first I was hesitant about connecting my bank account to a startup, but then AMEX decided to charge me $99 for one of my cards. So I signed up and I've been happy with it so far.

    Can Ipekci has used this product for one month.
  • Pros: 

    Super simple, reliable, and convenient way to fight your bank fees

    Cons: 

    Minimal con: having to connect your bank/credit card

    I had the opportunity to beta-test cushion.ai for the last couple months and the service has already saved me over $250 through a dead-simple FB messenger interactions. Fantastic user experience!

    Sheelvrat Pathak has used this product for one month.
  • Pros: 

    Convenient, safe, efficient, and a relief when you get your money back!

    Cons: 

    None

    I like how it is always tracking for your bank fees and automatically updates and asks to you if it can remove them. The bot catches things I don’t even catch! It’s super quick and convenient. I always get excited when I see They have fought another bank fee.

    Key Ana has used this product for one week.
  • Pros: 

    Helped me get a couple hundred $$$ back!

    Cons: 

    The bot is a little too chipper for my taste. YMMV

    I tried this out to see what would happen with a pretty safe account (almost maxed limit) thinking if somehing goes wrong It wouldn’t be too bad. Well, good things happened and Cushion saved me a couple hundred dollars in fees! So...it worked. Happy with the result and have not been spammed by them.

    Dean Lee has used this product for one month.
  • Gilbert J Palau
    Gilbert J PalauSenior Engineer, Bytes & Beans
    Pros: 

    None I could find.

    Cons: 

    There is another app already called Cushion. They could have been

    more original with their name.

    Didnt find the app useful other than it has the name of another app called Cushion as well. The company should change the name of the product, be more original.

    Gilbert J Palau has never used this product.
  • Marc Atiyeh
    Marc AtiyehCSO at Clarity Money
    Pros: 

    Love the product!!!! Really well designed

    Cons: 

    Nothing worth noting

    The best i've seen!

    Marc Atiyeh has used this product for one month.
  • Gil Allouche
    Gil Allouchefounder @ metadata.io
    Pros: 

    Saved me $170 in 30min

    Cons: 

    None

    All I had to do is connect my American Express card and within 1/2 an hour I got $170. Pretty incredible

    Gil Allouche has used this product for one month.
  • max mackey
    max mackeyperformance marketing @skurt
    Pros: 

    Free Money!

    Cons: 

    None

    This team is hungry works super fast. Paul used my Chase account to debug a few issues with the legacy chase UI and was able to help me get $$ back.

    max mackey has used this product for one month.
  • Logan Johnston
    Logan JohnstonCommunity Growth Lead @wearableworld
    Pros: 

    Easiest way to save more money.

    Cons: 

    I guess you might prefer to visit the bank and whine at the teller.

    I've been on the beta and was astounded by how easy it was to save money.

    Logan Johnston has used this product for one month.
  • Charlie Benkendorf
    Charlie BenkendorfGrowth Marketer
    Pros: 

    Who doesn't love saving money?

    Cons: 

    Product doesn't support my banks yet but can't wait until they do!

    Charlie Benkendorf has never used this product.
  • Michael Burkett
    Michael BurkettLead Product Designer
    Pros: 

    Super easy to use, just sit back and fee fighter does all the work

    Cons: 

    Only available for a few banks, they dont support bank of america yet

    It's really amazing to watch money that banks took for fees fly back into your account.

    Michael Burkett has used this product for one month.
  • Pros: 

    You connect your account and get money back on any fees you've paid

    Cons: 

    can't think of any

    You just connect your bank account info and Cushion fights any bank fees you've had in the past and protects you in the future. No-brainer.

    Sheel Mohnot has used this product for one month.
  • Kushagra Krishna
    Kushagra KrishnaData Scientist Intern at Cushion
    Pros: 

    Great idea! Getting back bank fees has never been easier!

    Cons: 

    None

    Love the product and would love to see where the team goes with this amazing opportunity.

    Kushagra Krishna has used this product for one week.