Cushion

Your bank & credit card fees, refunded

4.4/5
About

Get back money wasted on bank fees & credit card interest.

Cushion is currently in Private Beta. Our bot (Fee Fighter) is successfully waiving all kinds of costly bank fees for our users: ATM fees, late fees, wire fees, overdraft fees, credit card interest charges, and more đź’°

Would you recommend this product?
40 Reviews4.4/5

Used Cushion a few months ago when it was still in early beta. The onboarding process was simple and easy. The bot interactions made it easy to respond with a few words and a quick login with my bank account gave them all I need. Within a few hours I got a message letting me know I got cash back.

Pros:

Low effort way to get cash back

Cons:

None

Upvote (6)Share
That's awesome to hear Faisal! Thanks for joining our beta - you rock! đź‘Š

I've been on the beta for awhile and it's gotten me back ~$100 two separate times and hasn't needlessly nagged me when there weren't any fees to be refunded. I’ve gotten pretty good at credit card/travel hacking over the past few years and grown a strong distaste for the myriad ways banks try to trick people, so I love products like these.

Even with a decent understanding of how all these things work, I was under the impression that wire fees were just a fact of life and non-refundable, so it was an awesome surprise when Cushion got several $25 wire fees back for me. A lot of people in tech are prime customers that banks want to keep happy, so you'll probably be surprised how often your bank will cave to the Cushion bot's persuasive powers :)

Pros:

Big fan of Cushion - it just does its job and stays out of your way when there isn’t money to be reclaimed.

Cons:

None

Upvote (6)Share

I'm incredibly cautious when it comes to apps/services connecting with my bank and credit cards (my father's owned an ATM hardware and SaaS company for 30+ years). However, when I saw the ads for Cushion on Facebook, I had to try it out. Student loans, multiple moves around the Bay Area, and a couple credit cards later, I knew I had some random interest charges hidden throughout my history.

I got access to their beta back in January and connected Cushion to my least used Chase card to test it out. Onboarding was a breeze, and before I knew it, Cushion was already fighting $37 in fees! I didn't even know about those fees!

So far, I've connected it with the rest of my Chase accounts, and looking forward to when I can connect Cushion to my actual bank account to fight overdraft charges (darn you, BofA)!

Pros:

fights hidden fees, constantly checks for hidden fees, all done through Facebook Messenger

Cons:

waiting on that bank account connection! :)

Upvote (3)Share

This is a great group of people working on a solution to a problem that plagues folks all over the place. Simple process to connect your bank and an even easier process to start saving money on fees. Give it a try!

Pros:

Passive solution to driving down bank fees

Cons:

I'm hesitant on tools that access sensitive data without charging me

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I've seen the team of cushion working on this problem and building the complex technology behind it, leveraging every knowledge out there and diving deep into security, machine learning and data nuances just to make sure the solution as efficient as possible and work as expected. I'm glad it is paying off now and we get to see the chat bot magically fights off our bank fees.

Pros:

Concierge bot, innovative idea

Cons:

-----

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You just connect your bank account info and Cushion fights any bank fees you've had in the past and protects you in the future. No-brainer.

Pros:

You connect your account and get money back on any fees you've paid

Cons:

can't think of any

Upvote (2)Share

I tried this out to see what would happen with a pretty safe account (almost maxed limit) thinking if somehing goes wrong It wouldn’t be too bad. Well, good things happened and Cushion saved me a couple hundred dollars in fees! So...it worked. Happy with the result and have not been spammed by them.

Pros:

Helped me get a couple hundred $$$ back!

Cons:

The bot is a little too chipper for my taste. YMMV

Upvote (2)Share

I had the opportunity to beta-test cushion.ai for the last couple months and the service has already saved me over $250 through a dead-simple FB messenger interactions. Fantastic user experience!

Pros:

Super simple, reliable, and convenient way to fight your bank fees

Cons:

Minimal con: having to connect your bank/credit card

Upvote (2)Share

Product doesn't support my banks yet but can't wait until they do!

Pros:

Who doesn't love saving money?

Cons:

Upvote (2)Share

This team is hungry works super fast. Paul used my Chase account to debug a few issues with the legacy chase UI and was able to help me get $$ back.

Pros:

Free Money!

Cons:

None

Upvote (2)Share

All I had to do is connect my American Express card and within 1/2 an hour I got $170. Pretty incredible

Pros:

Saved me $170 in 30min

Cons:

None

Upvote (2)Share

It's really amazing to watch money that banks took for fees fly back into your account.

Pros:

Super easy to use, just sit back and fee fighter does all the work

Cons:

Only available for a few banks, they dont support bank of america yet

Upvote (2)Share

The best i've seen!

Pros:

Love the product!!!! Really well designed

Cons:

Nothing worth noting

Upvote (2)Share

Love the product and would love to see where the team goes with this amazing opportunity.

Pros:

Great idea! Getting back bank fees has never been easier!

Cons:

None

Upvote (3)Share

I've been on the beta and was astounded by how easy it was to save money.

Pros:

Easiest way to save more money.

Cons:

I guess you might prefer to visit the bank and whine at the teller.

Upvote (2)Share

I like how it is always tracking for your bank fees and automatically updates and asks to you if it can remove them. The bot catches things I don’t even catch! It’s super quick and convenient. I always get excited when I see They have fought another bank fee.

Pros:

Convenient, safe, efficient, and a relief when you get your money back!

Cons:

None

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Didnt find the app useful other than it has the name of another app called Cushion as well. The company should change the name of the product, be more original.

Pros:

None I could find.

Cons:

There is another app already called Cushion. They could have been

more original with their name.

Upvote (1)Share
MakerProHiring
Thanks for the review Gilbert. The name Cushion is actually very fitting for our business since Fee Fighter is helping our users get back hundreds of dollars and build their financial cushion. In terms of the actual service, we'd love for you to give it a spin and find out if could be useful to you as it has been for the thousands of users we have on-boarded so far!
This is such a crap review i created an account just to tell you how much a looser you are what a waste of everyones time. You must be miserable!
Upvote (1)Share

At first I was hesitant about connecting my bank account to a startup, but then AMEX decided to charge me $99 for one of my cards. So I signed up and I've been happy with it so far.

Pros:

It got back a nice chunk of cash for me (over $150 by now I belive)

Cons:

Needs more banks

Upvote (1)Share

no payout yet. but it estimated ~145$ is possible

Pros:

quick n easy to use friendly ux easy to follow sign up / steps

Cons:

nothing