Launching Venaya

Hey Product Hunt! 👋

I'm Victoria and i'm founder of Venaya.

Venaya started from a question I couldn't stop asking myself: am I actually okay financially, or am I just getting by?

My balance didn't answer that. My bank app didn't answer that. So I built something that does.

Venaya gives you a 0–100 financial health score computed from your real spending, saving rhythm, emergency runway, and goals — not a credit check, not a random badge. A clear signal with a breakdown of exactly what to fix first.

What makes it different: it adapts to your life stage. Student, employed, self-employed, between jobs, retired and the dashboard shifts to highlight what actually matters for where you are right now. And it works in 150+ currencies without requiring a bank login. Privacy-first by design.

We're in public beta today. Free to start and no bank connection required.

I'd love to know: does your current money app actually tell you if you're okay or just show you numbers? To find out, either get your Venaya score or just create your account.

Happy to answer anything in the comments. And if something feels broken or confusing, please tell me because beta feedback is shaping the roadmap directly. 🙏