Ramunaathan K

Treat - The fun money tracker that keeps you guilt-free

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We all second-guess spending on ourselves. Buy something → feel guilty. Hold back on everything → forget to live. There's a better way. Know exactly what you can spend on yourself — and spend it without looking back. That's Treat. Ask Cleo before you buy. She says go ahead, consider or not right now. No bank link. No guilt. Just your fun money — finally working for you. 🐨 Free for 7 days.

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Ramunaathan K
Maker
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Hey Product Hunt šŸ‘‹ I'm Ramu — I built Treat solo over 4 months alongside a full-time job as a QA developer. The idea came from a personal frustration. I'd spend money on myself and immediately feel guilty. Not because I was broke — because I genuinely had no idea where my line was. Most budget apps made it worse. Tracking rent and groceries alongside dinner out doesn't give you clarity. It just adds to the noise. So I drew the line myself. Treat tracks only your fun money — the part of your income that's yours to enjoy. And Cleo, the AI koala built into every decision, tells you if a purchase makes sense before you tap buy. A few things I care about that I built in: → No bank connection — ever → Spend engine runs entirely on your device → Learns your patterns over time → Goals for the fun stuff — holidays, concerts, new kicks — not just savings I'd love to know — what would you ask Cleo first? Drop it below and I'll run it through live 🐨 https://apps.apple.com/us/app/tr...