Stripe Fee Auditor
See your real Stripe fee rate in 30 seconds
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Stripe Fee Auditor - See your real Stripe fee rate in 30 seconds

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Stripe says 2.9% + $0.30. I was actually paying 4.7%. The problem? Stripe's dashboard shows gross volume, not your real fee rate. International cards, FX, refunds, and small transactions quietly push it higher — but you never see it in one place. Stripe Fee Auditor fixes this: upload your Balance CSV and get your real effective rate, monthly trends, fee drivers, and savings opportunities. Without connecting your Stripe account. No OAuth. No signup. No raw CSV stored.

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Maker
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Hey Product Hunt I got tired of the Stripe 2.9% myth. Like most SaaS founders, I assumed my rate was ~2.9% + $0.30. Then I actually exported my Balance CSV and did the math. Between international cards, FX conversions, and that brutal $0.30 fixed fee on $5-10 micro-transactions, my real blended rate was hovering around 5%. Stripe's dashboard is gorgeous, but it's designed to make you feel good about gross volume. It doesn't exactly shout "hey, you're bleeding money on fees." I wanted to dig into this properly, but after seeing API key leak horror stories, there was no way I was connecting my live financial data to a third-party tool. So I built something dead simple: a CSV-only tool that runs in your browser. You drag and drop your Stripe Balance CSV, and it shows exactly where your fees are leaking. No OAuth, no API keys — your data never leaves your laptop. I cleaned it up and put it live at feeauditor.com. Free to use during beta, no signup. Curious — for those of you with international customers, what are you actually paying in effective rate? My gut says most indie hackers are in the 4-6% range and don't realize it.
Maker

Launched on Product Hunt today!

Same tool, same CSV-only approach — but now you can get a free report without even signing up.

If you liked the story, I'd love your support (and honest feedback) on PH:

Maker

Update: I added a clearer guide for people who want to verify the math manually before uploading anything.

The key step is exporting the itemized Stripe Balance CSV, not the summary report:

That file is enough to calculate processing rate vs all-in Stripe cost.