Stablecoins are reshaping global payments and treasury management — yet most banking professionals still struggle to explain them clearly. Covers: 4 types explained, 6 major stablecoins (USDC, USDT, PYUSD, DAI, EURC), 5 use case categories, global regulation (MiCA, GENIUS Act, Singapore, UK), stablecoins vs CBDCs, emerging markets adoption, 6 key risks, 10 misconceptions, glossary, readiness checklist, and 10 AI prompts. Works with ChatGPT or Claude.