Spendly - Budgeting, without the spreadsheet

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I kept spending money and could never recall what I'd spent it on. By month's end, my budget was gone with nothing to show for where. So I built Spendly, a simple budgeting assistant that works entirely inside Telegram. No extra app, no setup. Just message it whenever you spend, and it logs the expense and keeps your budget in check. Now in BETA, I'd love for you to try it. ๐Ÿ‘‡

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Maker
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Hey everyone ๐Ÿ‘‹ I'm the maker of Spendly, and this one comes straight from a personal frustration. For the longest time I'd spend money throughout the week and, when I finally checked my budget, I had no idea where most of it went. It wasn't that I didn't care โ€” logging expenses just felt like a chore. Every app wanted me to stop, open it, tap through menus... so I never did. Spendly is my fix for that. It's a budgeting assistant that lives inside Telegram, an app I already have open all day. When I spend money, I send a quick message, and Spendly logs it and tracks it against my budget. No new app, no spreadsheets, no friction. It's in BETA right now, and I'm genuinely looking for early users to try it and tell me what works and what doesn't. Every bit of feedback shapes where this goes next. A few things I'd love to hear: Would logging expenses via chat actually fit into your day? What's the one budgeting feature you always wish you had? Anything that feels missing or confusing? Thanks so much for checking it out โ€” happy to answer any questions in the thread! ๐Ÿ™

honestly love that you went straight to telegram instead of forcing another app download, that's basically the whole reason i'd actually use it. nice execution.

Thank you, I think we are all getting bored of using a lot of apps and forcing people to use both web platform and mobile sounded something that I could avoid using telegram so I did. Also we want the flow to be easy from user experience point of view, I wanted the user to log his spending while he is standing there at the store without having to take 10000 steps. Looking forward to hear your feedback ๐Ÿ™๐Ÿป

Living inside Telegram is such a smart moveโ€”no friction, no new app to forget about. The "just message it when you spend" approach is exactly what makes budgeting stick for people like me who bail on full apps.

exactly, People struggle with tracking their spending because of the complicated flow that the current solutions require. Looking forward to hear your feedback after testing it ๐Ÿ™๐Ÿป

Honestly the in-telegram thing is kind of genius, no extra app to forget about. Logged a few expenses and it just got out of the way which is exactly what i needed.

thank you ๐Ÿ™๐Ÿป Thatโ€™s exactly whatโ€™s made for making things easier ! Looking forward to hear your feedback !

the telegram approach is honestly pretty smart for something like this, no extra friction. one thing i'd love though is a weekly summary that gets pushed to me automatically, like a quick recap of where the money went. would make it way easier to course correct before the month is already blown.