Summa is a private money manager for iPhone, iPad and Mac: budgets, forecasts, net worth, goals, receipts and bank statement import, in 17 languages. Version 3.0 adds a personal assistant that answers with your real numbers, privately on your device with Apple Intelligence. It proposes changes, you approve, and you can undo. Also new: a native Mac app with a menu bar panel, Apple Wallet accounts, Siri and Spotlight search, swipe review, and a more generous Free plan.

Zero-knowledge sharing (Aperture): Share your financial data with a partner or advisor through E2E encryption (P256 ECDH + AES-256-GCM). Our servers store only ciphertext. We literally cannot read your shared data. Forecaster: See where your budget will land at end-of-month with confidence intervals and fan charts. The model picks ARIMA or Holt-Winters automatically based on your spending patterns. Truly global: 17 languages. 50 currencies with live conversion rates. Multi-currency accounts.