Meet CredZero — the brutally minimal credit tracker
We built CredZero to make credit-card management effortless — no spreadsheets, no mental math, no clutter.
💡 The feature we’re most excited about: Best Swipe Today
Have multiple credit cards? CredZero analyzes your billing cycles and tells you which card to use today to get the longest interest-free runway.
Instead of remembering statement dates and calculating payment windows yourself, just check CredZero before you swipe.
Why CredZero?
⚡ Best Swipe Today — instantly see which card gives you the longest runway
📊 Simple tracking — know what’s due, pending, and settled
🧘 Cred Peak Zone — keep settled commitments out of your active view
🔒 Privacy-first — your financial data stays yours
✨ Minimal interface — maximum clarity, without the clutter
CredZero is free to use, with up to 4 credit trackers (“Creds”) included. You can unlock additional Creds through referrals.
We'd love your feedback, ideas, and support on Product Hunt!
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