Savio is the first personal finance app built around your emotional relationship with money — not your transaction history. Most budgeting apps fail because the problem isn't discipline. It's behavioral, psychological, and deeply cultural. Savio combines weekly money check-ins, CBT exercises for financial anxiety, and a guided financial journey (Stabilize → Defend → Build) so you actually change how you relate to money — instead of just logging it. Free on iOS and Android.