Rushiram Finance Tools - Privacy-first finance tools for clearer money decisions

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Rushiram Finance Tools is a free personal finance workspace for tax, SIP, EMI, HRA, Retirement, FIRE, emergency funds, goals, and big money decisions like Rent vs Buy and Prepay vs Invest. No login, no account, and your inputs stay on your device.

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Hello Product Hunt! 👋 I built Rushiram Finance Tools because I kept running into the same problem: personal finance decisions are often spread across messy calculators, ad-heavy pages, spreadsheets, and generic advice. Most tools answer one question in isolation: “What is my EMI?” “How much tax will I pay?” “How much should I invest?” But real financial decisions need context: Can I afford this loan? Should I prepay or invest? Am I ready to buy a house? How much emergency fund do I need? What does retirement or FIRE actually look like for my numbers? The first version of Rushiram focused on clean, fast, privacy-first calculators. Everything runs in the browser, with no login and no financial data leaving the device. As I kept building, the product evolved from “just calculators” into a more connected personal finance workspace. This version adds: - Financial Roadmap & Health Report - Goal planners for emergency fund, home, education, retirement, and FIRE - Decision tools like Rent vs Buy, Prepay vs Invest, and affordability checks - Smarter search across all tools - A better mobile and dark-mode experience The goal is simple: help people understand their numbers clearly, compare options confidently, and take the next financial step without feeling overwhelmed. I’d love your feedback on the roadmap, goal planners, decision tools, and overall usability.

No login needed and everything stays on my device, that's a huge plus. Played around with the rent vs buy and prepay vs invest tools and they actually gave clear comparisons instead of just spitting out numbers.

 Thank you! That means a lot. No-login, on-device privacy and clear decision comparisons are exactly the principles I built this around.