Personal Finance OS
A no-subscription finance tracker for Excel
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mohamed elemam

Personal Finance OS - A no-subscription finance tracker for Excel

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Most people don’t know where their money goes each month, and finance apps can feel too complex or subscription-heavy. Personal Finance OS solves this with one simple Excel system to track income, expenses, budgets, debts, and savings goals. Buy it if you want clarity and control without another monthly app.

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mohamed elemam
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Hey Product Hunt 👋 I built Personal Finance OS because most personal finance tools are either too complicated, subscription-based, or scattered across multiple apps. This is a simple Excel-based system to track your income, expenses, monthly budget, debt snowball, and savings goals in one place. The goal is not to replace advanced finance apps — it’s for people who want a clean, offline-friendly, one-time payment tracker they can actually understand and use. Inside the file: - Transaction ledger - Financial dashboard - Budget planner - Debt snowball tracker - Savings goals tracker I’d love your feedback on the structure, clarity, and what would make this more useful for people managing their personal money in Excel.